Jeff Janosick - Health Insurance Blog

Recent blog posts
37% of parents with children under 18 have no life insurance, survey finds Published 07/08/2015 More than a third (37%) of parents with children younger than 18 do not have life insurance, according to a new study from And about one-third of the parents who do have life insurance have no more than $100,000 of protection. While about 6 in 10 Americans say they own life insurance, nearly half of them have insufficient coverage to address the financial needs of their family if they were to die, according to the latest Bankrate Money Pulse Survey. “You look at this and say, ‘Boy, there are a lot of families out there that a...
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Your clients in the states of AL, AR, FL, GA, IL, IN, MO, MS, NE, OH, PA, TN, TX, WI, and WV can keep their current UnitedHealthOneSM plan benefits without further Affordable Care Act (ACA) changes through September 30, 2017. In March of this year, President Obama announced a second extension of the date when additional ACA requirements must be included in all health plans. This extension, known as "transitional relief," applies to non-grandfathered health plans. (Customers with grandfathered plans are able to keep their coverage without ACA changes indefinitely.) Some states will experience a different time frame for tra...
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Your options after March 31, 2014 What you should know before you apply There are a few things you should know about Special Enrollment Periods before you apply. Make sure that you qualify for a Special Enrollment Period. Qualifying Life Events: Here are some examples of qualifying life events: Marriage or divorce Having a baby, adopting a child, or placing a child for adoption or foster care Moving your residence, gaining citizenship, leaving incarceration Losing other health coverage—due to losing job-based coverage, the end of an individual policy plan year in 2014, COBRA expiration, aging off a parent’s plan, losing eligibil...
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The Marketplace might need more information from you This Blog entry is copied from as of July 10, 2014.  Many of my customers have received a request for additional information from via mail or email.  If you received this request and have questions, please let me know.  Thank you. While most people provided all the data they needed on their applications, some consumers were asked for follow-up when they applied for Marketplace coverage. If we asked you for information to back up what you put on your application, we need your help. Sometimes the information in your application doesn’t mat...
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