Jeff Janosick - Health Insurance Blog

There are only 12 days left to buy pre-Obamacare health insurance plans!!   What does this mean?   If you are healthy and buy insurance on your own, you might qualify for cheaper rates in 2013 compared to buying 2014 plans. As an independent health insurance agent on the front lines of health care reform, I can help you shop to see if you might benefit from starting a plan with a 12/31/13 effective date. You could save money all of next year. It's a great time to look at your options. But hurry, we only have until 12/30/13 to apply!!   Get a quote online now, email me, or call me at 800-750-6530 to discuss your opt...
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With all of the news, delays, and hype on Obamacare, what does that mean to you? You need health insurance, you want to keep you or your family covered, right?   I recommend locking in your plan now and that might mean switching your coverage.   One of my health insurance carriers offers a lock in until 12/31/14. So you plan and price is locked until the end of next year. You can avoid all of the mess with Obamacare until 2015 and probably save some money without sacrificing coverage!   This option makes sense if you don't qualify for a subsidy and you are healthy.   Get a quote now, email me, or call me at...
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Starting January 1, 2014, you may be able to get subsidies or tax credits when you buy health coverage. So who can get these subsidies or tax credits, and how do they work? We’ll break it down for you.  Subsidies for individuals In 2014, people who qualify may be able to get a tax credit from the government to help them buy health coverage and pay their premiums. Or they may qualify for subsidies from the government to help them pay for their out-of-pocket health care costs. And they don’t have to wait until tax time to get it. The tax credit can be used for any individual plan sold on the exchange, or health care marketplace.  &n...
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Starting in October 2013, the Affordable Care Act (or health care reform law) is creating a new way to get health coverage. It’s called the Health Insurance Marketplace (also known as exchanges). It lets people go online to compare and buy health insurance. They can choose from more than one insurance company at the marketplace. It’s an option, but not the only one. There are three places where people can get health insurance: Their work (if their job offers health care) A health insurance company that sells individual policies The Health Insurance Marketplace The deadline is approaching fast Starting January 1, 2014, the law requi...
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